How Can Amerus Annuity Group Help You Retire?

Located in Topeka, Kansas, the Amerus Annuity Group can help you with your retirement needs by providing the financial services you might require in order to ensure a secure future.

What Is An Annuity And How Does It Work?

It is often difficult for people to imagine being of an age for retirement so many people, quite regularly, do not typically save for their future the way they should.

However, any amount of savings will help you maintain a decent standard of living when you retire if you start now and invest smart.

There are several ways people can save for retirement, one of them being through an annuity.

An annuity is a financial tool that people use to help fund their retirements -- the annuity pays out a specified sum of money at determined intervals, such as monthly, quarterly or yearly and helps provide a constant source of income for those who are retired.

Amerus Annuity Group works with over 3,500 financial agents all across the United States in order to help people set up their personal annuities.

Though Amerus Annuity Group is a life insurance company, annuities are actually insurance products that basically protects you if you live longer than expected -- it is like the other side of the coin to life insurance, which protects your family should you pass sooner than expected.

By taking advantage of the knowledge Amerus Annuity Group employees and independent marketers have with regards to annuities, you can help ensure your financial future as far as your retirement is concerned.

You will earn interest on your annuity over the course of its life and considering there are many different types of annuities and payment plans, your investments can be aggressive or conservative.

Some annuities -- such as the variable annuity -- give you the choice in how to invest your proceeds, similar to an employer offered 401(k), so you will have to be up to speed on the markets, otherwise you could jeopardize your future savings.

Additionally not only are annuities used for retirement to guarantee a steady source of income, but they can also be used to fund a child's education when the time comes.

Given that there are so many options, it is best to sit down with a member of the staff and discuss your goals.

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